Direct Selling Association Endorsement

Health, Life &
General Liability
For Direct Sellers
Exclusively Endorsed By
Direct Selling Association

Lifelock
10% Discount on the #1 Identity Theft protection only thru PRO!
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The Unexpected Happens Everyday!

Someone falls down the stairs, or you damage someone's property by accident. In a single moment, your world can change.

These unexpected claims can be startling . . . so can the legal, or doctor bills. That's why it's important to have reliable General Liability protection for any potential claims or legal expenses when the unexpected occurs.  If you don't have it, you would be liable for these costs personally.

General Liability plans offer very affordable rates. Most importantly, the plans offered are through companies that have a solid history of quick and fair claims resolution.

That's dependability you can count on!

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Home Based Business &
Direct Seller's who need Inventory
Coverage
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Are you a Home Based Business or Direct Seller that needs General Liability that also includes Inventory coverage & more?  Prices start at $225 annually.
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DISCLAIMER
Products and services referenced herein may not be available in all jurisdictions. The information and descriptions contained herein are not intended to be complete descriptions of all terms, exclusions and conditions applicable to the products and services, but are provided solely for general informational purposes. Never cancel coverage until advised that replacement coverage is effective.

Cyber/Breach

For Individuals to Large Businesses

Broad & Affordable Coverage

Breach

Why Do You Need Insurance?

We see it daily... headlines blare the breaches of large businesses, government sites and millions of individuals private information.

  • Even simple mistakes can put you at great risk. You could be responsible for expenses you'd find difficult, or impossible to pay

  • What if you lost your smartphone, laptop or iPad with your and your customers personal information?

If your business handles sensitive customer data (credit card, personal information, etc.), data breaches pose a serious threat to your financial stability, you need Cyber Liability.

 Federal & state regulations, as well as credit card companies all make YOU responsible for keeping your clients personal information and card numbers safe and private.

Additionally, they make you responsible for notifications, remediation, credit monitoring and more. You'll need to pay lawyers to defend you for violations of consumer data protection laws, breach of contract with card companies and for federal and/or state fines. Data breach costs could easily run thousands of dollars.

It seems that everyone is vulnerable.
Cyber/Breach Liability
coverage is vital because most insurance plans do not insure you, or your business if you are a victim of a cyber crime!

  • Laws levy substantial fines for failure to protect data - one states fines are $25,000 for each persons lost data!

  • Even with online capabilities provided by the company you sell for, you may still take card & personal information from customers and are vulnerable to cyber & breach threats

  • Standard insurance plans don't cover or are inadequate protection for Digital Crime, Breach Liability, Breach Rectification and more

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* According to tax consultants, the full cost of this coverage can be deducted as a business expense. PRO Insurance Managers does not offer tax advice and you'll want to speak with your tax consultant to determine if you can take the deduction.

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Instant Rates, Bind Coverage in 1 Minute!
Prices Start At $199 Annually!

   (That's over $500 less than competitors)

Easy 4 question application


Coverage Limits & Annual Rates

Annual Revenue $250k $500k $1m
$0-$1m $199 $299 $400
$1m - $2.5m $310 $399 $599
$2.5m - $5m $410 $550 $750

Frequently Asked Questions | Sample Policy | Protection Tips

      Privacy Data Breaches 

  • $450+ billion in cost a year and rising

  • 12 people are affected every second!

  • Hackers breached the computers of a small accounting firm stealing 900 client files containing tax records, social security numbers and personal information

  • A computer virus enabled hackers to access a restaurant owners credit card records and they stole over $75,000 from customers, legal fees amounted to thousands more

  • A small business was forced to notify over 2,000 clients that their confidential information, including account numbers was accessed by an unauthorized third party

PRO offers policies that include 24/7/365 access to Breach response teams, as well as to Law firms specializing in Cyber liability, IT Forensic firms to find and secure vulnerabilities, Public relations firm and Credit Monitoring for your clients.

Highlights of PRO's Cyber Protection Program

  • Limits from $250,000 to $5,000,000
  • Security, Privacy & Media liability included
  • Covers Payment Card Industry Assessments
  • Regulatory Fines & Penalties
  • Full Prior Acts (only domestic program to include this)
  • Crisis Management
  • Extortion Claims Made Against You
  • Business Interruption
  • Receive your coverage documents by email

Are you prepared if your customers confidential information is compromised?

Protect your business and avoid becoming another statistic!

ENROLL FOR COVERAGE TODAY!