Welcome to IMG^®'s section of Coverage without Boundaries^®! We know that the reasons to travel abroad are many and varied – that´s why our products are too. Our full-service approach to providing international medical insurance products includes servicing vacationers, those working or living abroad for short or extended periods, people traveling frequently between countries, and those who maintain multiple countries of residence. To meet all of these needs, we have developed a comprehensive range of major medical, life, dental and disability products that can be tailored to meet your needs.

For your convenience and to assist you in determining which plan is right for you, simply use the scroll function to view each of the products or click on one of the specific product categories below to help narrow your search. You may also obtain more detailed plan information by clicking on the "Review Coverage" link associated with each product. Once you have determined which plan best fits your needs, click on the "Buy ..." link and you can complete the simple and easy-to-follow application.

Patriot Travel Medical Insurance^®

Individual & family (5 days up to 2 years coverage)

Patriot Travel plans address the insurance needs of U.S. citizens and foreign nationals who need temporary medical insurance while traveling for business or pleasure anywhere outside of their home country.

There are two Patriot Travel plans that provide up to $2,000,000 of medical coverage. Patriot International^® provides coverage for U.S. citizens traveling outside the U.S. and Patriot America^® provides coverage for non-U.S. citizens traveling outside their home country.

In addition to medical benefits, the plans include coverage for medical evacuation, repatriation, and choice of deductibles and plan maximums. Coverage can be obtained from a minimum of five days up to two years.

Buy Travel Medical Insurance | Review Patriot Travel Medical Insurance Coverage

Global Medical Insurance^®

Individual & family (1 year or longer)

Global Medical Insurance is a long-term, annually renewable, U.S.-style major medical insurance plan designed for U.S citizens living abroad or foreign nationals throughout the world. It provides two coverage areas:  Worldwide and Worldwide excluding the U.S. and Canada.

There are three plan options available: Silver - which provides $5,000,000 of scheduled coverage for the budget conscious consumer; Gold – which provides $5,000,000 of comprehensive coverage and helps reduce out-of-pocket expenses; and Platinum - for the global consumer who desires the superior benefits package of $8,000,000 of coverage and includes medical, dental, vision and exclusive access to our Global Concierge and Assistance Services^SM.

Buy Global Insurance | Review Global Medical Insurance Coverage

Patriot Platinum Travel Medical Insurance^SM

Enhanced benefits and services plan

Patriot Platinum^SM provides first-class protection for the discerning international traveler who wants to obtain the maximum coverage available in a short-term travel medical product on the market today.

Patriot Platinum builds upon the Patriot Travel plan by providing up to $8,000,000 of coverage with enhanced benefits and services and our Global Concierge & Assistance Services^SM.

There are two plans available: Patriot Platinum International^SM provides coverage for U.S. citizens traveling outside the U.S. and Patriot Platinum America^SM provides coverage for non-U.S. citizens traveling outside their home country. Coverage can be obtained from a minimum of five days up to three years.

Buy Platinum Insurance | Review Patriot Platinum Travel Medical Insurance Coverage

Patriot Green Travel Medical Insurance^SM

Environmentally conscious plan

Patriot Green Travel Medical Insurance^SM is designed for the environmentally conscious traveler and provides up to $2,000,000 of medical coverage and services.  This plan provides the same comprehensive benefits as the Patriot Travel plan, but also includes eco-friendly benefits including providing for the purchase of carbon offsets, pays an additional $5,000 AD&D benefit to an environmentally conscious organization, and it is paperless.

Patriot Green International^SM provides coverage for U.S. citizens traveling outside the U.S. and Patriot Green America^SM provides coverage for non-U.S. citizens traveling outside their home country. Coverage can be obtained from a minimum of five days up to two years.

Buy Green Insurance | Review Patriot Green Travel Medical Insurance Coverage

Patriot Executive^® Travel Medical Insurance

Business traveler (annual coverage)

Patriot Executive is designed for the executive that takes multiple trips throughout the year outside his or her home country. The plan provides coverage up to 30 days in length for each trip. It offers the ease and convenience of purchasing a single annual plan at an affordable premium.

Patriot Executive International provides coverage for U.S. executives traveling outside the U.S. and Patriot Executive America provides coverage for non-U.S. executives traveling outside their home country.

Buy Executive Insurance | Review Patriot Executive Travel Medical Insurance Coverage

Patriot Exchange Program^SM

Cultural Exchange Student insurance plans

Patriot Exchange is designed for students studying abroad or participants of cultural exchange programs. Two plan options are available. The Basic Short-Term Travel Plan is an economical plan while the Standard Short-Term Travel Plan is designed to meet the U.S. J1 visa travel insurance requirements.

Its flexible plan design also provides three areas of coverage: U.S. citizens worldwide except in the U.S., Non-U.S. citizens worldwide except in their home country and Europe to Europe.

Plans are available in monthly increments and if a minimum of three months is purchased, coverage may be renewed (without break in coverage) for a total of four years.

Buy Student Exchange Program Insurance | Review Patriot Exchange Program Insurance Coverage/Brochure

Student Health Advantage^SM

Long-term, worldwide medical insurance for groups of 2 or more international students

Student Health Advantage is designed for individuals or a group of students or scholars participating in a sponsored study abroad program, and desire an annually renewable comprehensive medical plan. This plan meets student visa requirements, includes benefits for maternity after 10 months, mental health, organized sports and international emergency care. It also provides coverage for pre-existing conditions after 12 months of coverage.

Sponsored groups of 2 or more
Buy Group Student Health Advantage Insurance | Review Coverage | Download Student Health Advantage application

Individuals
Buy Individual Student Health Advantage Insurance | Review Coverage | Download Student Health Advantage application

Patriot T.R.I.P.^®

Travel Protection for trips up to 30 days

Patriot T.R.I.P. helps protect travelers who are unable to travel or are interrupted during their covered trip due to circumstances such as a sudden and unexpected illness or injury, death in the family, jury duty, job layoff, terrorism or the bankruptcy of the tour operator, cruise line or airline. Benefits also include coverage in the event of travel and baggage delay, lost baggage, emergency medical expenses, emergency medical evacuation and much more.

Buy Patriot Travel Insurance | Review Coverage/Brochure

Patriot T.R.I.P.^® Elite

First Class Travel Protection

To provide superior protection for a picture perfect vacation, there is Patriot T.R.I.P. Elite, a premier travel insurance program. Patriot T.R.I.P. Elite offers a high level of benefits to travelers who need more coverage than provided by the Patriot T.R.I.P. program. The program has increased benefit amounts for emergency medical, emergency medical evacuation, travel delay, baggage, trip interruption and has a benefit for violent attacks.

Buy Elite Travel Insurance | Review Coverage/Brochure